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Your Money Personality is Tightwad You don’t spend money unless you absolutely have to. And when you do spend, you try to go for the cheapest option possible. You’re not a penny pincher because you’re poor. In fact, you may have the most cash of anyone you know. You’re a true saver. You feel safest [...]

My children are growing up, part of their lives are constantly changing, and one of the heartaches I’m currently cradling in my heart is that sometimes, I don’t know if I’m being an effective disciplinarian. They have become too familiar with me, despite my strong persona and being strict. They have also learned rudeness of [...]